ANZ Bank

ANZ bank has been around for 170 years and services 32 countries including Australia, New Zealand, Asia, Middle East, Europe and America. ANZ is largely a regional bank with 5.7 million customers using their many range of banking services aimed at pleasing the customer.

The Australian leg of ANZ caters to customers who operate largely in the retail sector, providing mortgages, everyday banking and personal loans including ANZ boat loans. Their wealth management solutions are designed to cater to many high income clients. They provide private banking, investment insurance and the very popular ING Australia offers wealth creation services. The Commercial services provide banking solutions for the small, medium enterprises, SME’s, by way of highly experienced and focused managers. Here checkout their facebook.

ANZ has a customer charter made up of nine commitments to every customer. Some of these commitments are convenient access, Quick, Friendly and reliable service, Swift resolution of complaints, Simple products, Fast account opening, Simple and clear communication, Privacy, Financial literacy, Responsible lending.

The Fraud Money Back Guarantee offered by ANZ is a unique concept which commits to refunding you any money lost in your bank accounts through fraudulent transactions. As long as you did not have any part to play in the fraud, and notified your branch in time, ANZ will honor the guarantee. This concept was developed so that each and every one of their customers can feel safe and secure when using their cards and accounts.

ANZ offers a wide range of accounts and plans which will suit almost anyone and make the banking experience simple and easy. There are three everyday accounts to choose from, ANZ Access Advantage which offers you unlimited transactions for a fee. ANZ Access Select which allows you unlimited internet banking access with a certain amount of free transactions a month. ANZ Access Deeming provides unlimited access to ANZ ATMs, Internet and Phone banking as well as free cheque and EFTPOS.

There are three savings accounts offered by ANZ. ANZ Online Saver gives you unlimited access to ANZ’s ATMs as well as phone and internet banking and offers you a variable interest rate annually. ANZ Progress Saver allows one free ANZ transaction with a variable interest rate plus a bonus rate annually. The ANZ SmartyPig does not offer any free access or transactions but also has a variable interest rate annually.

ANZ offers its customers a staggering nine different credit cards with varying advantages to suit anyone’s lifestyle. There is the Low annual fee credit card which can be used for everyday transactions. Then there is the Low interest rate credit card with a reasonable per annum interest rate. For high flyers ANZ offers Frequent Flyer and rewards credit cards. There is the ANZ Balance Visa with an competitive interest rate as well as the option to earn reward points for reducing your balance. The ANZ Frequent Flyer card earns you points and you can have two cards. ANZ also offers a range of Gold and Platinum credit cards which will make your overseas travel hassle free and allows you instant access to your money anytime, anywhere. There is also the ANZ Business One Visa credit card which offers businesses a simple and easy credit facility.

ANZ’s online banking allows you to access your account all the time and you can transfer funds, pay your accounts, access your statements and arrange Direct Debits safely and securely. Phone banking also offers you access to your accounts and is perfect for when you are travelling or on the road.

For the people that prefer a more personal touch there are thousands of ANZ branches available with trained professionals to help you navigate your way around your money and banking accounts. These branches have easy business hours and you can locate any branch in your area by using their interactive branch locator on the website.

ANZ’s website is an easy to use interface and offers a wealth of information, not just on ANZ but on any number of financial options available to you. Get ready to enjoy simple banking with ANZ. Get More Info on ANZ at Wiki.