Why Use Jade Boat Loans?
Cheap boat loan interest rates
Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.
Using Jade is the right decision
Jade Boat Loans is the broker that specialises in leisure and watercraft finance and can source you the best loan.
A company that delivers
Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.
Buying a new boat for your family
If you’re buying a brand new family cabin cruiser, runabout, luxury cruiser, yacht, sailing boat, sports fisher, trailer boat or any other type of recreational vessel for private use, we over both secured loans and unsecured loans.
- Secured New Boat Loans: our signature Jade cheap interest rates; fixed interest rates; fixed monthly repayments; fixed loan term; additional payments allowed; if loan is finalised early, minimal break fees apply. The boat is used as security against the loan by the lender.
- Unsecured Personal Loans: our signature Jade cheap interest rates; interest rates may be fixed or variable; fixed loan term; fixed monthly repayments; additional payments allowed; if loan is finalised early, minimal break fees apply for fixed interest rate loans, for variable interest rate loans, no break fees apply. As no security is offered against the loan, the interest rates will be higher than for comparable secured loan.
For full product details, please visit our webpage Overview of Personal Boat Loans
Buying a new commercial boat
We provide the full range of commercial marine finance products for the purchase of new vessels for business purposes. This may include charter vessels, ferries, water taxis, salvage and recovery vessels, service and maintenance vessels, research vessels, boat hire businesses, sail training yachts, rental jet skis and watercraft and other boats used in the operation of your business.
Finance is available for one vessel or an entire fleet, for owner-operator contractors, small and medium businesses and large corporate businesses and organisations.
- Marine Chattel Mortgage for New Vessels: most popular type of business finance; flexible and workable structure; GST on purchase price can be claimed on the next BAS; some elements are tax deductible; balloon option.
- Commercial Hire Purchase for Marine Vessels: versatile finance facility; flexible and workable structure; GST on purchase price can be claimed on the next BAS; some elements are tax deductible; balloon option.
- Boat Lease: off-balance sheet option; lease payments treated as tax deductible operating expense.
We recommend you consult with your accountant to decide which is the most appropriate product for your business. For full product details, please visit our webpage Overview of Commercial Boat Loans
All our marine commercial finance products include:
- Jade’s cheap interest rates
- Fixed Interest Rates
- Fixed monthly repayments, negotiated by our consultant to suit your cash flow
- Fixed finance term, structured by our consultants to work towards achieving your financial objectives
Your Jade consultant will work closely with you and only in your interests to achieve the financial solution that suits you and add to your boating pleasure. Speak with a Jade Boat Loans Consultant to discuss a financing solution for your brand new boat purchase.
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.