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Overview Of Personal Boat Loans

With Jade Boat Loans you have access to the loan products offered by the many lenders that we are accredited with
  • Low interest rates on boat financing
  • Credit score not impacted
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Why Use Jade Boat Loans?

Cheap boat loan interest rates

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.

Using Jade is the right decision

Engaging a specialist marine finance broker to arrange your boat loan is an astute financial decision. We are a leading Australia specialist in marine financing and our depth of experience is your competitive advantage in securing a better watercraft loan

Jade Boat Loans is the broker that specialises in leisure and watercraft finance and can source you the best loan.

A company that delivers

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.
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Banks only have limited boat loan options

As a finance broker, the professional services and expert capabilities of Jade Boat Loans are available to both private and business boat purchasers. To source a personal loan to buy your boat, you are not limited to the loans offered by your bank or other financial companies that you approach yourself.

Some banks may not have a specific boat category loan and will only be able to offer you a generic loan option. Through Jade Boat Loans you have access to the loan products offered by the many lenders that we are accredited with and that means, a better personal boat loan for you.

For individuals purchasing a boat, Jade offers attractive personal loan options. These personal boat loans are applicable to all types of boats, subject to lender guidelines, whether you are buying brand new or getting a great deal on a second-hand boat. Buying from a dealer, a manufacturer, boat-builder, private seller or auction, Jade Boat Loans can arrange a great personal boat loan for you.

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Traditional banks have a limited selection of boat loan options

What we offer for
non-business boat loans

To get a ballpark on the repayments on the boat you have in mind, head to our online boat loan calculator. It’s easy to use and free.

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Secured personal boat loans

With this type of loan from Jade Boat Loans, the lender employs the boat as collateral, ensuring security over the loan; once all payments are settled, this security is released.

Unlike other lenders that might impose age restrictions on financed boats, Jade Boat Loans possesses the expertise and connections to identify the optimal deals for your boat purchase. Their boat loans come with their trademark low interest rates, and the monthly payments are structured to align with your individual financial objectives.

Furthermore, the fixed interest rate throughout the loan term and the option to make extra payments enable borrowers to repay the loan faster. Even if you decide to pay off the loan before its term, Jade Boat Loans imposes minimal 'break fees.'

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Unsecured personal boat loans

Unsecured boat loans, lacking collateral, typically carry higher interest rates compared to secured options.

These loans may feature fixed or variable interest rates, allowing you to make extra payments for early loan settlement without variable rate penalties. Often, no break fees are associated with finalizing variable rate loans before their due dates, and the majority of lenders cap unsecured boat loans at $50,000.

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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 21/11/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

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