Easter is an extremely popular time for boatowners to get out on the water over the extended break. In some states and territories it can represent the last of the best summery conditions and a time to maximise use of their watercraft before packing it away for winter. For others that enjoy year-round boating, it’s just another time for fun. If looking to have some fun on a new PWC this Easter, but you’re on a budget and you require a jet ski loan, speak to Jade Boat Loans.
With access to over 80 lenders, specialist marine brokers, Jade Boat Loans, assists riders to secure a jet ski loan at the most competitive interest rates. Assisting buyers acquire their PWC make and model of choice with cheaper credit.
Making that decision as to which is the ‘model of choice’ can be a difficult, but enjoyable decision. The Kawasaki range includes a selection of models to suit all types of riders and many conditions. Consider your preference from a stand-up, 3 passenger, supercharged or an ultra model.
Sea-Doo offer an amazing range of variations with models set-up for fishing, touring, recreation and performance. The Yamaha Waverunner collection is also extensive with freestyle, luxury, fishing and other models to suit the recreational pursuits of many Australians.
Availability has been an issue with some brands in recent years. During the ‘pandemic era’ demand for PWCs skyrocketed, leaving many buyers on long wait lists. If a PWC for Easter is the plan, buyers should contact dealers to check what stock is available for immediate delivery.
Where a new PWC cannot be located to meet Easter holiday timelines, buyers may consider a second-hand machine. Used PWCs can be sourced via reliable online sales platforms and through dealers. The choice between used and new may attract a different lending product and different interest rate. Speak with us for a quick quote if clarification is required pre-purchase.
Comparing Jet Ski Loan Rates and Products
Finance for PWCs is one of our specialties with our Secured Jet Ski Loan suited to all new and many second-hand makes and models. What is not uniform with PWC finance is the interest rates offered across the lending market.
When comparing interest rates, buyers can note how our current rate is highly competitive compared with many major banks and other lenders. A lower rate can mean lower repayments and a lower total outlay on your power machine.
For first-time finance applicants, note also the Comparison Rate. PWC finance is consumer credit and ASIC regulations require lenders to show their Advertised Rate and Comparison Rate. The Comparison Rate is the rate when computed for a specific PWC finance example as described with the rate. Look for the *. The Comparison Rate includes some of the charges applicable to that lender and that particular example.
The best rates will be applicable to new PWCs and financing for applicants with a good credit score. Where the PWC is second-hand and/or the applicant does not have a good score, the rate offered may be different.
With second-hand PWCs the most suitable lending product may also be different from a new machine. This can be based on whether the lender deems the second-hand machine to be in suitable condition for collateral for a secured lending product. Where that is not the case, buyers can request a quote from us for an Unsecured Personal Loan.
Unsecured financing does attract a higher rate than secured, but with our vast resources and expertise, highly competitive rates can be obtained.
Getting the PWC to the water requires a trailer and operating a PWC requires certain safety equipment such as life jackets. Some dealers will offer PWC with trailer packages while others may only sell the PWC.
We provide options for all eventualities. Funding for the PWC only or the PWC plus the trailer and plus necessary safety equipment. Speak with us before buying to get the best option.
Selecting a PWC Based on Jet Ski Loan Affordability
With any significant purchase, it can come down to price and affordability of the credit payments. Prices across the PWC makes and models does vary. Using our Boat Finance Calculator can assist buyers to get estimates to use as a guide to selecting a model with repayments within their budget.
If the price of a new PWC is not in your affordability zone, a second-hand model may be an affordable option. When calculating estimates, please keep in mind that rates on second-hand goods can differ from the best rates advertised by lenders.
Prepare for Safe Easter Boating
Easter is an extremely busy time for all types of holidaymakers. Safety on the road getting to your boating destination as well as safety on the water are paramount. Marine Rescue NSW recently issued their 2023 records, noting a very busy year for rescues.
While this message referred to NSW boating, the same principles apply to boat owners in all states and territories, for offshore, coastal and inland waterways. Lakes and estuaries can present as many risks as heading several clicks offshore to chase the best catch and are popular destinations for PWC riders.
After the rain and cyclone activity from coast to coast, rivers will have debris. Floating logs can present a special risk for PWC riders. Water Police and maritime authorities are sure to be conducting checks in popular areas, so do your pre-ride checks and ensure you and your machine are compliant.
Speak with Jade Boat Loans on 1300 000 003 to get a PWC with a jet ski loan on a budget for Easter boating fun.
DISCLAIMER: THE INFORMATION AND SPECIFIC DETAILS CONTAINED IN THE CONTENT OF THIS ARTICLE HAVE BEEN PREPARED AND ARE PRESENTED PURELY AS GENERAL INFORMATION AND NOT INTENDED AS THE ONLY SOURCE OF FINANCIAL ADVICE FOR BOAT BUYERS AND LOAN BORROWERS. FOR THOSE THAT CONSIDER THEY REQUIRE SPECIFIC ADVICE, THEY SHOULD CONSULT WITH A FINANCIAL ADVISOR. LIABILITY IS NOT ACCEPTED IN REGARD TO ERRORS AND MISPRESENTED DATA AND DETAILS HEREIN.