As specialists in marine finance, we provide loans for a wide range of recreational vessels to suit the different activities of Australian boaters. Buyers have an extensive selection of boat types on the market – fishing boats, half cabins, trailer boats, tinnies, cuddy cabins, houseboats and many others. A type of boat that is probably not as widely seen in Australia as in other parts of the world such as the US are pontoon boats.
Pontoon boats are predominantly selected for use on inland waterways such as rivers and lakes and activities close to the shore. Fitted with outboards, they can make a great choice for those wanting to enjoy activities such as wakeboarding, tubing and water skiing or just have a day of family fun on the water.
For buyers looking for something different to the usual small runabout, we showcase a number of the brands of pontoon boats and the marine finance options available for the purchase.
Showcase: Pontoon Boats Brands
Queensland-based Runaway Bay Pontoon Boats specialises in this type of vessel and builds both sports and luxury models. These include designs for general recreational activities and specific designs for sports and fishing.
The company offers a range of widths and lengths and customises the fit-out to suit their customers. The RWB Series includes models from 20 to 28 feet with a selection of different floor plans and inclusions. The look can be plush and luxurious or more basic and functional.
Designs include different hull configurations including dual and tri hulls. Pontoon boats can be trailerable which makes them a great choice when heading off on holidays to say a lake or river location.
One of the US brands on the Australian market is Bennington. This company includes the high-performance end of the market with its tritoons – a tri-hull design. This is noted as offering greater stability when cruising.
The range includes the luxury Q collection such as the Q25. This is an 8.2m vessel with seating for nine, different layouts and can be built as an extremely luxurious recreational vessel or a practical and functional form of transportation. The company has dealers in Australia for local customers to check out the selection.
While the concept is essentially a large, wide platform, pontoon boats can be fitted with bimini tops and other types of covers and some offer pop-up privacy cubicles and other offerings. So they can be customise to suit many water activities.
Finance Options for Pontoon Boats
Jade Boat Loans offers cheaper interest rate boat loans for both custom-built and stock models of Australian and US brands of pontoon boats. As specialists in marine finance, we do know what a pontoon boat is and our consultants won’t be taken aback by the request for a finance quote on this type of watercraft.
For private buyers, our Secured Boat Loan will suit most new purchases. This is an extremely versatile finance product where the pontoon boat is accepted as the security or guarantee for the finance. With all boat loans, consideration of the condition of the vessel forms part of the application assessment.
Rates and loan conditions for new vessels can vary from finance offers made by lenders for second-hand vessels. There are used pontoon boats on the market which may make a great choice for some buyers.
With our Secured Boat Loan on new boats, we ensure the interest rate is sourced as the cheapest available to meet individual requirements and it is at a fixed rate. This ensures that there will be no change to that rate or the repayments over the finance term.
Terms are also fixed, with up to 7 years available. This results in a fixed repayment amount due on a monthly basis. No deposit finance is an option and may provide buyers with greater budget flexibility. If desired, additional payments towards the loan can be made to pay off the loan faster. If this occurs, minimal payout fees are incurred.
Including Extras in Loans for Pontoon Boats
One of the trademarks of the main brands in this watercraft market is to build boats to suit the customer – custom designs and fit-outs. When planning the finance side of the purchase, speak with our consultants about how we may include the entire package in the total loan amount.
Consider any extras such as safety equipment as lifejackets will be required and other items. Outboard engines may be included in the offering from the manufacturer or may be a separate purchase. The same may apply to the trailer. Having the cost of both these included in the loan can streamline the entire purchase.
When planning the purchase of pontoon boats, buyers can easily use our finance calculator to work up estimated repayments including all the features and accessories they require.
If this type of watercraft is of interest to you, speak with use even before you contact the dealer to discuss the finance options.
For marine finance quotes on pontoon boats, contact Jade Boat Loans on 1300 000 003
DISCLAIMER: THE INFORMATION AND SPECIFIC DETAILS CONTAINED IN THE CONTENT OF THIS ARTICLE HAVE BEEN PREPARED AND ARE PRESENTED PURELY AS GENERAL INFORMATION AND NOT INTENDED AS THE ONLY SOURCE OF FINANCIAL ADVICE FOR BOAT BUYERS AND LOAN BORROWERS. FOR THOSE THAT CONSIDER THEY REQUIRE SPECIFIC ADVICE, THEY SHOULD CONSULT WITH A FINANCIAL ADVISOR. LIABILITY IS NOT ACCEPTED IN REGARD TO ERRORS AND MISPRESENTED DATA AND DETAILS HEREIN.
